There is a LOT of personal finance advice out there - solicited or not. Every book, blog, and podcast is ready to bombard you with information while you’re commuting to work or casually browsing the internet, but do you ever actually put these things into practice?

It’s time to make a move or two that could quite literally change the trajectory of your life, and all you need is an internet connection and an hour or two.

Student loans debt can add up incredibly quickly over four plus years of school, and I was no exception. By managing my money and choosing to keep my expenses incredibly low, though, I was able to pay off $55,000 in debt in just under three years - even though my salary was modest, at best.

Looking for a new way to manage your money in 2023? Start here.

Launching a business doesn’t have to be that hard; read more about the $100 startup here and change your life - today.

The concept is simple - small stuff adds up over time. It’s easy to think that a few dollars here and there aren’t going to affect your future, and also that waiting a couple years won’t hurt you. But, if you take a look at the numbers, you’ll see that the earlier you start investing into your retirement, the less you actually have to do in the long run.